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Landlord Insurance Policies Do Not Cover Tenants
When it comes to buying insurance for a residence, many people think homeowners insurance is only necessary if you own a home. Nothing could be further from the truth.
Vacant or Unoccupied House What's the Difference
To the layperson the term 'vacant' means the same as 'unoccupied.' However, in the world of insurance, they have two very distinct and different meanings.
Homeowners Insurance and Halloween Risks
Celebrating Halloween usually includes buying candy, costumes, pumpkins and scary decorations. Whoever thinks about sprucing up the insurance policy for Halloween?
Purchasing Homeowners Insurance in California
Before shopping for and purchasing a homeowners insurance policy in the state of California, residents should visit the California Department of Insurance website.
Guide to New York Homeowners Insurance
New York residents looking to purchase homeowners, tenants or condo insurance should avail themselves of the resources as offered by the NY State Insurance Department.
Water Damage and Faulty Workmanship
Homeowners should choose words wisely when reporting a claim to an insurance company for a loss or damage to their home caused by water.
Homeowner Insurance Coinsurance Clause
Coinsurance is not something new in the insurance industry. It is, however, something that some policyholders seem to have a difficult time understanding.
Homeowners Insurance Valuation
When it comes time to purchase a homeowners insurance policy, consumers should have an idea of the replacement cost of their home before contacting an insurance agent.
Finding Homeowners Insurance in New Jersey
The New Jersey Department of Insurance provides free online tools for residents looking to secure homeowners or renters insurance in their state.
Helpful Insurance Tool for Florida Homeowners
Florida residents, being faced with outrageously high insurance premiums, should do a little homework before selecting a homeowner's insurance policy.
Builders Risk Insurance
Building a new home, office or adding onto an existing structure is exciting. However, before the lenders will lend the money, builders risk insurance must be in place.
Reducing Your Homeowners Premium
Sometimes looking in the mirror, assessing your situation and making a few much needed changes can help to lower your homeowner insurance rate.
Lowering Homeowner Insurance Rates
Purchasing a homeowner insurance policy is the beginning of a relationship between you and your insurance company. As with any relationship, open communication is key.
Homeowner Insurance Premiums
Once you understand your insurance company 's rating philosophy, you can manage your home to better control your homeowner insurance rate.
Mobile Home Insurance
Mobile home insurance is not difficult to find, but you have to make sure you read the fine print to know what you're buying.
California Homeowners Insurance
With the added exposure of earthquake coverage, California homeowners have to carefully consider their options when buying homeowners insurance.
Dogs and Homeowners Insurance
You love your dog and know it would never hurt a fly, however, your homeowners insurance company may not agree with you and increase your rate as a result.
New York Homeowners Insurance
A few tips on what to look for when buying homeowners insurance along with markets to go to for those hard to insure properties.
Texas Homeowners Insurance
Texans are faced with a few challenges when it comes to getting homeowners insurance. In spite of the weather, there are things you can do to get better insurance rates.
Major Disasters and Insurance Coverage
Not every loss is covered under an insurance policy. What do you do after a major disaster when your insurance policy does not respond?
Florida Homeowners Insurance
When purchasing homeowners insurance in Florida, there are a few hurricane coverages buyers should become familiar with.